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The population of a town increases 4 % annually but is decreased by emigration annually to the extent of (1/2) %. What will be the increase percent in three years?

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The population of a town increases 4 % annually but is decreased by emigration annually to the extent of (1/2) %. What will be the increase percent in three years?

A. 9.8
B. 10
C. 10.5
D. 10.8